Auto Shipping Insurance Issues
Just because your car is not being
driven, it does not mean that it does not need to be insured.
When having your car shipped insurance is a must, it doesn’t
have to be anything major, just as long as you know you are covered
if something does perhaps to go wrong. It is not for sure that
something will happen, it’s just a case of better to be
safe than sorry.
Any company that is legal to transport
any type of vehicle should also have cargo and liability insurance.
What this means is that if anything is to happen to your car while
it is in their hands, it will be covered. This is why you have
to make sure to understand everything about their insurance. Any
company will do anything to get out of paying you how ever much
your car is worth, so make sure you insure it properly. The amounts
of the insurance will differ from company to company, so make
sure you are reading between the lines, you understand the terms
and conditions and you put in your glasses and read the fine print.
It is also important that you ask the company to see their insurance
certificate. Anybody can just say that they are insured so don’t
believe them until you see it. You have all the right to do so.
If you are still not convinced you could also double check this
information with their insurance company, they will tell you everything
they are allowed to.
Some companies offer very little
for insurance coverage – some even less than what your car
is worth. Therefore it is even more reason for you to find out
the exact terms and what your rights are, by asking their insurance
company. A few very important questions that you should ask are,
is it possible to purchase additional coverage? Do they have a
limited coverage amount? And if so, what is it? Is there any part
of your car that will not be covered, like ground effects? And
what type of damage is covered? I’m sure you have a lot
of your own questions that you would like to ask, but these are
extremely important and could save you a lot of trouble in the
You should also check with your
insurance company to see if the car is covered while being transported
and if so, for how much? Even if your insurance company has not
got your vehicle covered they should be notified that the vehicle
will be transported. Let them know at least two weeks before departure.
your car is sent away, you should take notes on all the damages,
every little scratch. If not that, it is also an option to take
photographs at different angles showing all sides of the car.
Then once the car is delivered, you will look to see if there
are any new damages. In some cases, cars are delivered at night
so be sure to take a flash light with you just in case.